Bajaj Housing Finance Ltd (BAJAJHFL) — shareholding pattern, promoter holding, financials and share price
About Bajaj Housing Finance Ltd (BAJAJHFL)
Bajaj Housing Finance Ltd operates in the Housing Finance Company industry, within the Financial Services sector. It trades on the NSE as BAJAJHFL and on the BSE under scrip code 544252. Its ISIN is INE377Y01014.
Founded in 2008, Bajaj Housing Finance is a non-deposit-taking Housing Finance Company (HFC) registered with the National Housing Bank (NHB) since 2015 and has been offering mortgage loans. [1] It is a 100% subsidiary of Bajaj Finance Limited — one of the most diversified NBFCs in the Indian market. BHFL offers finance to individuals as well as corporate entities for the purchase and renovation of homes, or commercial spaces. It also provides loans against property for business or personal needs as well as working capital for business expansion purposes. BHFL also offers finance to developers engaged in the construction of residential and commercial properties as well as lease rental discounting to developers and HNIs. [2]
Bajaj Housing Finance Limited (BHFL) is a non-deposit taking housing finance company focused on offering financial solutions for residential and commercial properties. It primarily caters to individual retail housing loans with a comprehensive suite of mortgage products.
In Q3 FY26, BHFL achieved a 23% increase in assets under management (AUM), reaching ₹1,33,412 crore. The company reported a profit after tax (PAT) growth of 21%, with an annualized return on assets (ROA) of 2.3% and return on equity (ROE) of 12.3%.
Listed peers in Housing Finance Company: LIC Housing Finance Ltd, PNB Housing Finance Ltd, Aadhar Housing Finance Ltd, Sammaan Capital Ltd, Aptus Value Housing Finance India Ltd, Home First Finance Company India Ltd.
Valuation & Returns
10 Jul 2026At ₹88.05 a share on 10 Jul 2026, Bajaj Housing Finance Ltd (BAJAJHFL) was valued at a price-to-earnings ratio of 28.65x against an industry P/E of 19.5x and a price-to-book of 3.26x on a book value of ₹27.03 per share as of Mar 2026. Solomo computes return on equity of 11.37% and return on capital employed of 7.98% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 28.65x
- Industry P/E
- 19.5x
- P/B
- 3.26x
- EPS (TTM)
- ₹3.07
- Book value / share
- ₹27.03
- ROE
- 11.37%
- ROCE
- 7.98%
- ROA
- 2.01%
- Debt / equity
- 4.6x
- Dividend yield
- 0%
- EBITDA margin
- 91.14%
- 52-week range
- ₹72.6 – ₹124.1
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Bajaj Housing Finance Ltd (BAJAJHFL) reported revenue of ₹11,150 crore, net profit of ₹2,560 crore and earnings per share of ₹3.07. That compares with revenue of ₹9,554 crore and net profit of ₹2,163 crore in Mar 2025. Figures are standalone, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹2,903 crore and net profit ₹669 crore (standalone).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 3,767 | 5,665 | 7,617 | 9,554 | 11,150 |
| Net profit (₹ cr) | 710 | 1,258 | 1,731 | 2,163 | 2,560 |
| EPS (₹) | 1.45 | 1.87 | 2.58 | 2.6 | 3.07 |
| Measure | 5Y | 3Y | 1Y |
|---|---|---|---|
| Sales growth | 28.72% | 25.31% | 16.70% |
| Profit growth | 41.39% | 26.73% | 18.38% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 86.7% of Bajaj Housing Finance Ltd (BAJAJHFL) (unchanged from the previous quarter), foreign institutional investors (FII) hold 0.9% and domestic institutional investors (DII) hold 1.01%. Market capitalisation was ₹73,366 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Sep 2024.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 86.7% | - | 0.9% | 1.01% | 13.25% |
| Mar 2026 | 86.7% | - | 0.98% | 1.18% | 13.25% |
| Dec 2025 | 86.7% | - | 0.94% | 1.39% | 13.25% |
| Sep 2025 | 88.7% | - | 0.9% | 0.54% | 11.25% |
| Jun 2025 | 88.7% | - | 1.04% | 0.6% | 11.25% |
| Mar 2025 | 88.75% | - | 1.12% | 0.72% | 11.25% |
| Dec 2024 | 88.75% | - | 1.11% | 0.82% | 11.25% |
| Sep 2024 | 88.75% | - | 1.68% | 1.94% | 11.25% |