Bajaj Finance Ltd (BAJFINANCE) — shareholding pattern, promoter holding, financials and share price
About Bajaj Finance Ltd (BAJFINANCE)
Bajaj Finance Ltd operates in the Non Banking Financial Company (NBFC) industry, within the Financial Services sector. It trades on the NSE as BAJFINANCE and on the BSE under scrip code 500034. Its ISIN is INE296A01032.
Bajaj Finance is mainly engaged in the business of lending. BFL has a diversified lending portfolio across retail, SME and commercial customers with a significant presence in urban and rural India. It also accepts public and corporate deposits and offers variety of financial services products to its customers.(Source : 202003 Annual Report Page No:124)
Bajaj Finance Limited is a diversified financial services company, offering a wide range of lending products and services, including consumer lending, SME lending, commercial lending, and rural lending. It operates across both urban and rural India.
The company reported a robust growth in its AUM, registering a 22% increase to ₹485,883 crore. This growth was coupled with a 23% increase in PAT, despite the impact of exceptional charges related to the new labor code and provisioning.
Listed peers in Non Banking Financial Company (NBFC): Shriram Finance Ltd, Cholamandalam Investment & Finance Company Ltd, Tata Capital Ltd, Muthoot Finance Ltd, L&T Finance Ltd, HDB Financial Services Ltd.
Valuation & Returns
10 Jul 2026At ₹1,020.3 a share on 10 Jul 2026, Bajaj Finance Ltd (BAJFINANCE) was valued at a price-to-earnings ratio of 32.86x against an industry P/E of 19.5x and a price-to-book of 5.57x on a book value of ₹183.1 per share as of Mar 2026. Solomo computes return on equity of 16.96% and return on capital employed of 9.91% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 32.86x
- Industry P/E
- 19.5x
- P/B
- 5.57x
- EPS (TTM)
- ₹31.05
- Book value / share
- ₹183.1
- ROE
- 16.96%
- ROCE
- 9.91%
- ROA
- 3.45%
- Debt / equity
- 3.82x
- Dividend yield
- 0.53%
- EBITDA margin
- 68.1%
- 52-week range
- ₹788.4 – ₹1,102.45
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Bajaj Finance Ltd (BAJFINANCE) reported revenue of ₹81,985 crore, net profit of ₹19,332 crore and earnings per share of ₹30.56. That compares with revenue of ₹68,832 crore and net profit of ₹16,779 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹21,606 crore and net profit ₹5,553 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 31,633 | 41,411 | 54,972 | 68,832 | 81,985 |
| Net profit (₹ cr) | 7,028 | 11,508 | 14,451 | 16,779 | 19,332 |
| EPS (₹) | 11.61 | 19.01 | 23.35 | 26.77 | 30.56 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 24.16% | 24.31% | 25.09% | 19.11% |
| Profit growth | 28.71% | 35.10% | 20.05% | 15.21% |
| Stock price CAGR | 28% | 11% | 11% | 13% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 54.67% of Bajaj Finance Ltd (BAJFINANCE) (down 0.03 pp QoQ), foreign institutional investors (FII) hold 20.21% and domestic institutional investors (DII) hold 16.4%. Market capitalisation was ₹6,35,234 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2001.
Largest disclosed public shareholders in Jun 2026: Life Insurance Corporation of India 3%, SBI Mutual Fund 2.58%, NPS Trust 1.62%, GOVERNMENT OF SINGAPORE 1.36%, UTI Mutual Fund 1.1%, Nippon India Mutual Fund 1.07%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 54.67% | - | 20.21% | 16.4% | 45.24% |
| Mar 2026 | 54.7% | - | 21.33% | 15.18% | 45.22% |
| Dec 2025 | 54.7% | - | 21.5% | 14.94% | 45.21% |
| Sep 2025 | 54.66% | - | 21.97% | 14.47% | 45.22% |
| Jun 2025 | 54.73% | - | 21.71% | 14.59% | 45.24% |
| Mar 2025 | 54.73% | - | 21.46% | 14.87% | 45.17% |
| Dec 2024 | 54.7% | - | 20.79% | 15.17% | 45.27% |
| Sep 2024 | 54.7% | - | 20.81% | 15.09% | 45.25% |